March 31, 2009

Sub-$800 Whining

Recently, i sorta isolated myself to cope with my depression. No going out, no meeting frens etc. Not that i am any more well-adjusted now. However, something sorta positive came out of it.

Familiar with the UOB One card? I have consistently hit over $800 to get a $80 rebate after 3 consecutive months (this of cos excludes all the expenses charged to my other cards each month). On the last day of this month, i still haven hit $800. And i haven charged to any of my other cards! I think this is the 1st time this has happened in the last 6 yrs or so!

However, my bank acct doesnt seem to be growing at the rate i would logically expect it to be. Perhaps i am just incurring expenses in cash? Thot maybe this isolation would make me less of a financial disaster, but i guess not.

Where is the bloody silver lining to all this depression?!

March 27, 2009

Cute explanation of economic crisis Commenting

From the ST Online Discussion Board by "Eagle2004":

Heidi is the proprietor of a bar in Berlin. In order to increase sales, she decides to allow her loyal customers - most of whom are unemployed alcoholics - to drink now but pay later. She keeps track of the drinks consumed on a ledger (thereby granting the customers loans).

Word gets around and as a result increasing numbers of customers flood into Heidi’s bar.

Taking advantage of her customers’ freedom from immediate payment constraints, Heidi increases her prices for wine and beer, the most-consumed beverages. Her sales volume increases massively.

A young and dynamic customer service consultant at the local bank recognizes these customer debts as valuable future assets and increases Heidi’s borrowing limit.

He sees no reason for undue concern because he has the promissory notes of Heidi’s customers as collateral.

At the bank’s corporate headquarters, expert bankers transform these customer assets into DRINKBONDS, ALKBONDS and PUKEBONDS. These securities are then sold and traded on markets worldwide. No one really understands what these abbreviations mean and how the securities are guaranteed. Nevertheless, as their prices continuously climb, the securities become top-selling items.

One day, although the prices are still climbing, a risk manager of the bank, ( subsequently fired due his negativity), decided that the time has come to start demanding payment from Heidi for the debts incurred by the drinkers at Heidi’s bar.

Unfortunately Heidi’s customers cannot pay back any of their debts to Heidi.

Heidi cannot fulfill her loan obligations to the bank and claims bankruptcy.

DRINKBOND and ALKBOND drop in price by 95 %. PUKEBOND performs better, stabilizing in price after dropping by only 80%.

The suppliers of Heidi’s bar, having granted her generous payment terms and also having invested in the securities are faced with a new and desperate situation. Her wine supplier claims bankruptcy and her beer supplier is taken over by a competitor.

The bank is saved by the Government following dramatic round-the-clock consultations by leaders from the governing political parties. They came up with a miraculous rescue plan that saved the bank.

The funds required for this massive rescue are obtained by levying a new tax on all the non-drinkers.

March 26, 2009

Principal Principle Whining, Commenting

Was surprised when i saw the World Expo segment on last night’s news. Tan Kay Ngee was cited as the “principle architect” of Kay Ngee Tan Architects.

Thought it should be “principal architect”.

This morning, checked out Channelnewsasia.com for the article. Found it was written as “principle” as well.

Checked dictionary sources online and confirmed it should be “principal”.

Yes, my life is so uneventful that i was obsessed with this issue.

March 25, 2009

Her way of showing Whining

Due to some reason, i am unable to have dinner at home on several nights this week. This morning, after i finished my usual cup of coffee, i found another. I asked my mum why there was a 2nd cup.

She replied that, since i would not be having dinner at home tonight, she decided to make extra coffee for me. Extra coffee in the morning cos i wont have dinner at night makes no sense. I guess she was trying to feed me any way she could, which is her way of relating to me and showing concern.

Awww.

March 18, 2009

Dependancy Whining

I hate the fact that i am so dependant on others. Not for favours in general, but cos i just cant keep my bloody mouth shut. I may think i am sharing information / insights … but the obvious fact is i talk too much without saying anything. Anything people really want to know, they will take the trouble to ask if they think i know. I should have learnt something by now from the fact that people don’t ask me anything.

My constant dependance on others for company - esp those who routinely ignore me - is something i need to work on seriously. Yah, i know, i have said this a million times, but nothing’s changed.

Have failed in a few more things recently and just getting more and more depressed and angry. If i could only follow through on some of those never-before-accomplished resolutions …

March 10, 2009

Birds Commenting

"I would rather spend my life close to the birds than waste it wishing i had wings" - House

What if the birds only want to spend their lives close to those that had wings like them?











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